Will “Credit Risk Analyst” be Replaced By Robots? 🤔
100 % Chance of Automation
“Credit Risk Analyst” will definitely be replaced by robots.
This job is ranked #677 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Representative
- Credit Manager
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Risk Analyst
- Credit Negotiator
- Credit Assessment Analyst
Tasks for “Credit Risk Analyst”
- Confer with credit association and other business representatives to exchange credit information.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
Related Technology & Tools
- Desktop computers
- Personal computers
- Notebook computers
- 10-key calculators
- Scanners
- Equifax InterConnect
- Credit and risk analysis software
- Experian FraudShield
- CGI-AMS BureauLink Enterprise
- Experian Detect
- Microsoft Office
- Microsoft Word
- Equifax Application Engine
- Moody's KMV Risk Advisor
- Dun and Bradstreet Global DecisionMaker
- Moody's KMV Risk Analyst
- Fair Isaac Capstone Decision Manager
- CGI-AMS CACS Enterprise
- Microsoft Excel
- Experian Strategy Management
- Microsoft PowerPoint
- Structured query language SQL
- Oracle JD Edwards EnterpriseOne
- Experian Transact SM
- SAP
- Moody's KMV Financial Analyst
- Fair Isaac Application Risk Model Software
- Fair Isaac Falcon ID
- Moody's KMV Decisions
- CGI-AMS Strata
- eCredit Enterprise
- Credit fraud detection software
- Experian Quest
- SAS
- Credit adjudication and lending management system CALMS
- Experian Retention Triggers
- Equifax Advanced Decisioning
- Moody's KMV CreditEdge
- Experian Credinomics